Are you overwhelmed with bills and collection notices? Are you facing a serious financial crisis? If you need debt relief now, consumer bankruptcy can help.

Your options may be difficult to understand. To help alleviate some of the confusion, our Firm has prepared some videos of frequently asked questions and answers.

These questions and answers are not a substitute for actual legal advice. If you need legal assistance, please call the MyAtlLaw, at (404) 800-7570. The road to financial freedom starts here.



Chapter 7 vs Chapter 13

Once you’ve decided that bankruptcy is the right solution for your financial situation, you will need to decide which type of bankruptcy is most beneficial.

If you are an individual or a small business owner, then your most obvious choices are Chapter 7 “liquidation” bankruptcy or Chapter 13 “wage earners” or “reorganization” bankruptcy.

Bankruptcy vs Debt Settlement

When comparing debt settlement vs bankruptcy it is important that you’re aware of the possible impact each potential solution generates. Trying to decide between debt settlement vs bankruptcy can be very overwhelming.


How Bankruptcy Stops An Auto Repo

The moment your bankruptcy case is filed, the “automatic stay” of federal bankruptcy law is imposed on your creditors, stopping all of their collection activity. In our last blog we showed how that applied to phone calls from creditors, their lawsuits and garnishments. Vehicles present a special situation.




Which to file, personal or business bankruptcy?

If you file personal bankruptcy, it can take a significant toll on any business ownership in your name, depending on how the business was legally organized and the type of bankruptcy petition filed with the court. Under United States bankruptcy code, there are two types of filings for individuals; they are indicated by “Chapter” numbers, and personal bankruptcies are either Chapter 7 or Chapter 13.

Bankruptcy or ligitation?

When a trial date looms, bankruptcy may look better and better to  a defendant.

Bankruptcy can be the emergency exit from a bad situation that is about to get worse.

That’s because every bankruptcy case comes with an  automatic stay .  That’s  a federal court injunction automatically entered when a bankruptcy case is filed, protecting the debtor and his property. What does that mean, really, when the stay is imposed while litigation is underway?

Will Filing Bankruptcy Affect My Spouse

One of the most common questions bankruptcy attorneys receive is: “How will filing for bankruptcy affect my spouse?” The issue comes up most frequently when only one spouse is planning to file.Many have the mistaken impression that because they are married, their spouse is automatically responsible for their debts. This is not the case. Both spouses are on the hook only if the debt was incurred in the name of both partners. Attorney Darren Hojnacki explains how filing will affect your spouse. Call 404-800-7570 for a free consultation with Darren on this subject matter.

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